The SRRV has some guidelines you need to follow including limits on how much you need to invest or leave in a local bank account but generally they are not at all oppressive and the benefits do outweigh the hassles for those of us with the assets to back our application.

The new ACRi or Alien Certificate of Registration card is also included and together witht eh SRRV means you can come and go whenever you like. So if you want to take a weekend hop to Hong Kong or Bangkok you don’t need to apply for permission to leave the country or have any hassles getting back in.

Not only that, the SRRV offers other services such as help in settling in and getting your new life on track asap. Best advice is to visit the web site and read as much as you can there.

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A Filipino driver will also fill in his day in the garden (make it clear before hiring him this is part of his duties) and at night he is there to help with security duties. If you hire someone from your wife’s province the problem is he might not know his way around the city. If you hire a city local he might have too many other things to do at night and want too much time off.

You can hire from an agency or use your Asawa’s family connections but selecting a driver who is safe, knowledgeable and trustworthy is not easy. However the benefits outweigh the disadvantages and difficulties. Remember you are living in the Philippines for the lifestyle it offers. Part of that is having domestic staff. Why fight the chaotic, maniacal traffic if you need not? Keep your blood pressure under control and enjoy the ride in the back, aircon on and watch a DVD or read the newspaper, even surf the net on your way to the shops. For two hundred a month it has to be great value.

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A driver will usually also do double duty as a gardener and even as security, so budget at least US$150 and choose wisely. This person must not only need to be able to drive safely and know his way around town, but he must also be very trustworthy. That is by far the most important quality and this is why it pays to listen to your Asawa or trusted Pinoy friends.

Other help includes a cook, lavenderia (laundry woman) and if you have children, a YaYa or nanny. Lavenderia are usually older women who live out and come in as many times a week as you need them to make sure the laundry is always done for you. Depending on the arrangement, allow another US$50 and that should cover laundry supplies as well.

A good cook can make all the difference to your enjoyment of life. Find one who has cooked for westerners before otherwise you will have nothing to eat but bland Filipino food and find a lot of breakages occurring in the kitchen. He or she needs to know how to operate your oven (you must have an oven!), microwave and other appliances, keep the refrigerator (they call it the ‘reff’) cold and not turned up to save electricity and how to store food other than leaving it out with an upturned plate covering it from the flies.

Pay well for a good cook, say up to US$200 a month.  So far you have spent US$300 a month and you have two maids, a cook, a laundress and a driver/gardener/watchman. I would add another $50 and hire a young lad to help the driver, do the lawns, sweep the paths, clean the pool, carry the shopping etc. Then add US$50 more to bring the total staff bill to US$400 and cover them all with PhilHealth. This national health insurance costs aobut US$2 a month per person and covers them and their families for a range of medical expenses. If you make contributions to SSS on their behalf every month as well, or simply put it away, then you will have staff who have a lot to lose if they displease you.

As I have already said, leave the day to day management of the staff to your Asawa. If she is not a Filipina then choose either the driver or the cook (whoever is the oldest and most mature) and work with them. Tell them what you want done and by when and leave them to direct the staff.

When it comes to hiring staff there are a number of agencies that place people however where possible have your Asawa find them from her province. Bring them to the city and look after them and they will have ‘utang na loob’ to you. (debt of honor) Try not to be too friendly or else they will take that as weakness. Be firm but fair and they will hesitate to steal or be lazy. Remember, this is the Philippines and different rules apply.

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You can join a golf club and buy ‘B’ Class shares. As the golf club, and thus the land it is on, is owned by the members and it is illegal for a foreigner to own land as such, these B Class shares give you all the privileges but without the ownership of the land.

You can find club memberships for sale in the local newspapers and online and fees will vary depending on how prestigious the club is, the facilities offered and so on. All of the good clubs offer excellent dining and You can find club memberships for sale in the local newspapers and online and fees will vary depending on how prestigious the club is, the facilities offered and so on. All of the good clubs offer excellent dining and entertainment facilities as well as the golfing, plus exercise and tennis opportunities, swimming pools and much more.

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There are some good things about living ‘native’ but for those of us on a better budget, we tend to follow the example of the more well off Pinoys. Walled compounds offer security and privacy and both are not always easily obtained here, especially the privacy. Hordes of kids and locals staring open mouthed gets old pretty quickly. You can;t blame them as they think all of us Kano’s are movie stars.

Security is important because as a Kano you will always be considered to be well off by local standards. Many nice houses are surrounded by squatter encampments that spring up and are difficult to dislodge, even if they are on private property. So having a high wall and a solid gate you can guarantee a degree of privacy and security. Many such houses are offered for rent for less than US$1000 a week, include maid and gardener’s quarters and even a swimming pool, tennis court and manicured gardens.

Once you move up out of the cheap stuff there is a lot to be had for your dollar! If you are going to retire to a place you call paradise, then make sure it is all you want it to be and in the Philippines that is easy to achieve.

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